Comprehensive review and comparison of the top 10 mortgage lenders serving Nevada homebuyers including national lenders and local brokers for Las Vegas, Henderson, and Reno.
Our comprehensive evaluation includes interest rates, fees, customer service, approval speed, and Nevada-specific expertise. Updated January 2025.
Nevada's #1 FHA specialist offering 3.5% down payment loans, 580 credit score minimums, and 24-hour pre-approvals. Local Las Vegas office with unmatched knowledge of Nevada first-time buyer programs and down payment assistance. NMLS #65506.
Best For:
FHA loans, first-time buyers, low credit
Approval Speed:
24 hours pre-approval
Min Credit:
580 (FHA), 620 (Conventional)
Local Presence:
Las Vegas HQ, serves all NV
National online lender with fast digital application process. Strong technology platform but lacks local Nevada expertise and personal service. Best for tech-savvy buyers comfortable with fully digital process.
Best For:
Tech-savvy buyers
Approval:
Online instant
Min Credit:
580-620
Local:
No NV office
Digital-first mortgage lender competitive rates and low fees. Strong refinance platform. Limited local Nevada market knowledge and no in-person consultations available.
Best For:
Refinancing
Approval:
3 minutes online
Min Credit:
620
Local:
Digital only
Large national lender with Las Vegas branch presence. Good variety of loan programs including FHA, VA, conventional. Solid service but higher fees than local competitors.
Best For:
All loan types
Approval:
1-2 days
Min Credit:
580
Local:
Las Vegas branch
Established lender with Nevada presence. Strong VA loan department and good conventional loan options. Moderate fees, solid customer service, longer processing times.
Best For:
VA loans
Approval:
2-3 days
Min Credit:
620
Local:
Multiple NV offices
Independent mortgage broker network with Henderson office. Personalized service, access to multiple lenders. Variable experience depending on loan officer quality.
Best For:
Broker shopping
Approval:
2-4 days
Min Credit:
600
Local:
Henderson office
National lender with Las Vegas operations. Competitive rates on conventional loans. Mixed customer service reviews, average closing times.
Best For:
Conventional loans
Approval:
3-5 days
Min Credit:
620
Local:
Las Vegas office
Large retail lender with hybrid digital/personal service model. Wide loan variety. Higher fees reported, inconsistent communication across offices.
Best For:
Hybrid service
Approval:
3-5 days
Min Credit:
600
Local:
Multiple NV locations
Growing national lender with Nevada presence. Faith-based company culture, community involvement. Standard rates, average processing speed.
Best For:
Community-focused
Approval:
4-6 days
Min Credit:
620
Local:
Las Vegas
National servicer and originator with Nevada licensing. Basic loan options, slower service. Better known for loan servicing than origination excellence.
Best For:
Basic loans
Approval:
5-7 days
Min Credit:
620
Local:
Limited NV presence
Compared average Nevada mortgage rates, origination fees, lender fees, and closing costs across FHA, VA, and conventional loan products.
Evaluated Google reviews, BBB ratings, CFPB complaints, and direct customer feedback from Nevada homebuyers.
Assessed pre-approval turnaround time, average days to closing, and process efficiency for Nevada purchases.
Local market knowledge, Nevada licensing, physical office presence in Las Vegas/Reno, and familiarity with state programs.
Range of loan products offered including FHA, VA, conventional, jumbo, USDA, and specialty programs.
Digital application ease, online document upload, mobile app quality, and rate transparency tools.
Ready to work with Nevada's #1 rated FHA lender?