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Getting Started

What are you looking to do?

Let's figure out the best path for your situation. No credit impact, takes about 60 seconds.

Timeline

When are you planning to move forward?

This helps us match you with the right specialist and timing.

Credit Range

What's your approximate credit score?

Slide to your best estimate — this is not a credit check and has no impact on your score.

700
Estimated Credit Score
Excellent Range
500 580 620 680 740 850
No impact on your credit. We don't pull your credit report at this step.
Home Price

What's your purchase price range?

An approximate range is fine — we can refine this later.

Down Payment

How much are you planning to put down?

FHA requires 3.5% minimum with a 580+ credit score.

Income

What best describes your income?

Your employment type helps determine which loan options fit best.

Monthly Debt

Estimate your monthly debt payments

Car loans, credit cards, student loans, other mortgages — not including rent.

Experience

Is this your first home purchase?

First-time buyers have access to special programs and assistance.

Almost Done

Where should we send your results?

We'll match you with the right loan specialist based on your answers.

Please enter your first name
Please enter a valid phone number
Please enter a valid email
No impact on credit. Takes 60 seconds. We never sell your info.
By submitting, you agree to receive calls, texts, and emails from Valley West Mortgage at the number provided. Message/data rates may apply. Consent is not a condition of service. NMLS #65506.

Let's get you credit-ready first

Based on your credit score, you may not qualify for an FHA loan right now — but we can help you improve and qualify soon.

Free Credit Improvement Plan
Personalized steps to raise your score 20–60 points
No credit pull, no impact on your score
Monthly check-ins until you're ready to apply
Priority approval once you qualify
NMLS #65506 · Equal Housing Lender · No credit impact

You look like a strong candidate

Based on your answers, you're well-positioned for an FHA loan. A loan specialist will contact you shortly — usually within the hour during business hours.

What happens next
Within 1 hour: A loan specialist will call to verify your details
Same day: Receive your personalized rate quote
24 hours: Pre-approval letter ready for house hunting
30 days: Close on your new home
NMLS #65506 · 50+ Wholesale Lenders · 4.9★ (790+ reviews)

You're on the right track

We'll review your info and reach out with next steps. In the meantime, here's how to prepare for a smooth path forward.

Your next steps
A specialist will email you within 24 hours with personalized guidance
Explore our VA loan calculator to model different scenarios
Review current rates to see what you could qualify for
When you're ready, we can move quickly — pre-approval in 24 hours
NMLS #65506 · No obligation · Free consultation

We'll help you get there

You're not quite ready yet — and that's okay. Use this time to prepare. We'll send educational content to help you get mortgage-ready, no pressure.

Free resources we'll send you
FHA eligibility checklist and timeline planner
How to save for the 3.5% down payment + closing costs
Monthly rate updates and market insights
First-time buyer guide, tailored for Nevada
NMLS #65506 · No sales pressure · Unsubscribe anytime