QUICK ANSWER — 2026 FHA loan limits: Clark County (Las Vegas) is $532,900 for a single-family home. The national floor is $498,257. High-cost areas can go up to $1,149,825. Limits vary by county and property type (1-4 units). Valley West Mortgage can help you find the exact limit for your area.
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FHA Loan Limits 2026
Clark County (Las Vegas): $532,900. See limits for every Nevada county and nationwide high-cost areas.
The 2026 FHA loan limit for Clark County (Las Vegas, Henderson, North Las Vegas) is $532,900 for a single-family home. For a 2-unit property it is $682,100, 3-unit is $824,450, and 4-unit is $1,024,550.
The 2026 national FHA floor is $498,257 for most counties. High-cost areas can go up to $1,149,825. Clark County is classified as a high-cost area at $532,900.
Not with a standard FHA loan. If you need more than the county limit, consider a conventional loan, jumbo loan, or FHA with a larger down payment to stay under the limit. Valley West Mortgage can help you find the best option.
Yes. HUD adjusts FHA loan limits annually based on home price changes in each county. Limits typically increase as home values rise. The 2026 limits were announced in December 2025.
Yes. FHA allows higher limits for 2-4 unit properties since they are more expensive. In Clark County: 1-unit $532,900, 2-unit $682,100, 3-unit $824,450, 4-unit $1,024,550.