Calculate your monthly mortgage payment for Sparks homes and explore FHA, VA, and conventional loan options with Washoe County's trusted mortgage lender.
Washoe County avg: 0.90% of home value
*Calculator provides estimates only. Actual rates and payments may vary. Contact FHA Home Loans for personalized Sparks loan quotes.
Perfect for Sparks first-time buyers with 3.5% down and 580 credit score minimum. FHA limit: $571,950.
Zero down for Sparks veterans and military families. No PMI required. VA limit: $766,550.
Best for Sparks buyers with strong credit (680+) and 5-20% down. No loan limits with 20% down.
Up 6.2% from last year, reflecting Sparks' growing tech sector and Reno proximity
Competitive market with homes selling quickly in Spanish Springs and Sparks Marina
Washoe County standard rate. Lower than California, higher than rural Nevada
Sparks continues to attract Northern Nevada homebuyers seeking newer construction, family-friendly neighborhoods, and easy access to Reno's employment hubs. Popular areas include Spanish Springs, Victorian Square, and Sparks Marina District. The city's strong economic growth driven by tech companies, warehousing, and manufacturing makes it an excellent long-term investment.
$550,000 median
Master-planned community with parks, shopping, and newer homes
$475,000 median
Waterfront living with events, dining, and recreation
$450,000 median
Historic downtown with shops, restaurants, and Victorian charm
$580,000 median
Golf course community with upscale homes and amenities
Get pre-approved today and start your Sparks home search with confidence.