fhahomeloans.services
QUICK ANSWER — Current FHA mortgage rates start at 5.625% for a 30-year fixed, 5.250% for 15-year fixed, and 5.500% for FHA Streamline. FHA rates from 5.750%. Conventional from 5.990%. Valley West Mortgage updates rates daily from 50+ wholesale lenders. Zero application fees. NMLS #65506.
Reviewed by Vatche Saatdjian·Valley West Mortgage·NMLS #65506·790+ five-star reviews
Quick question?(702) 696-9900·Apply online →
EXPLORE

FHA Resources

→ FHA Requirements → FHA Rates Today → FHA Calculator → Credit Score Guide → Down Payment Guide → FHA vs Conventional → First-Time Buyer → Get Pre-Approved → Closing Costs → Pros & Cons
FAQ

Questions? Answered.

The 2026 FHA limit for Clark County is $532,900 for a single-family home. This covers Las Vegas, Henderson, North Las Vegas, and all surrounding areas.

Clark County property taxes average approximately 0.75% of assessed value annually. On a $435,000 home, that is about $3,260/year or $272/month.

Yes. The median home price of $435,000 is well under the $532,900 FHA limit. No state income tax. Growing job market. Homes sell in 23 days average.

Yes. Many Las Vegas builders accept FHA financing. New construction in areas like Inspirada, Cadence, and the southwest valley are popular FHA purchases.

Ready to get started?

No SSN. No credit impact. No obligation.

FHA rates from 5.750%
(702) 696-9900Check FHA Rate
NEIGHBORHOODS

Clark County FHA Hot Spots

North Las Vegas
$350K

Most affordable, growing fast

Southwest
$420K

New builds, mountain views

Henderson
$465K

Top schools, safest city

Summerlin
$585K

Master-planned, premium

FHA FACTS

Clark County FHA Quick Facts

FHA loan limit: $532,900
Median home price: $435,000
Min down (3.5%): $15,225
Property tax rate: ~0.75%
State income tax: $0 (none)
Avg days on market: 23 days
See what you qualify for

Get your personalized FHA rate in 60 seconds. No SSN. No credit impact.

Get Pre-Approved →