Approximately $74,000/year gross income with $500/month in existing debts, using the 43% DTI rule. FHA allows up to 57% DTI with compensating factors, potentially qualifying at $60,000.

No. FHA has no maximum income limit. Anyone who meets credit, DTI, and down payment requirements can use FHA regardless of income level.

Yes, if you have a 2-year history of receiving it. Overtime, bonuses, commissions, and part-time income all count if documented consistently.

FHA allows up to 57% DTI with compensating factors like 3+ months cash reserves, long employment history, or minimal payment increase from rent to mortgage.