fhahomeloans.services
(702) 696-9900Apply Now
QUICK ANSWER — Current FHA mortgage rates start at 5.625% for a 30-year fixed, 5.250% for 15-year fixed, and 5.500% for FHA Streamline. FHA rates from 5.750%. Conventional from 5.990%. Valley West Mortgage updates rates daily from 50+ wholesale lenders. Zero application fees. NMLS #65506.
Reviewed by Vatche Saatdjian·Valley West Mortgage·NMLS #65506·790+ five-star reviews
Quick question?(702) 696-9900·Apply online →
EXPLORE

FHA Resources

→ FHA Requirements → FHA Rates Today → FHA Calculator → Credit Score Guide → Down Payment Guide → FHA vs Conventional → First-Time Buyer → Get Pre-Approved → Closing Costs → Pros & Cons
FAQ

Questions? Answered.

FHA 30-year fixed from 5.750%, 15-year from 5.250%, FHA Streamline from 5.500% as of April 2026. Valley West updates daily from 50+ lenders.

Generally yes. FHA rates are typically 0.125-0.250% lower. However, FHA adds monthly MIP that can offset the rate advantage for higher-credit borrowers.

Daily. Rates are based on mortgage-backed securities markets that trade continuously. Valley West monitors all lenders and locks rates quickly.

Yes. Valley West offers rate locks of 15-60 days. A lock guarantees your rate even if markets move higher during the lock period.

Ready to get started?

No SSN. No credit impact. No obligation.

Apply Now → (702) 696-9900
FHA rates from 5.750%
(702) 696-9900Check FHA Rate
FHA RATES

Las Vegas FHA Rate Snapshot

FHA 30-Yr
5.750%
APR 6.014%
FHA 15-Yr
5.250%
APR 5.581%
Streamline
5.500%
APR 5.782%
Get Your FHA Rate →

Updated April 8, 2026. 3.5% down, 740 FICO, $400K loan.

BROKER ADVANTAGE

Why Our Rates Are Lower

50+
Wholesale Lenders

We shop your FHA loan across 50+ lenders to find the absolute lowest rate.

$0
Fees to You

Zero application fees. Zero processing fees. The lender pays our commission.

Daily
Rate Updates

Rates change daily. We monitor all 50+ lenders and lock when the timing is right.

See what you qualify for

Get your personalized FHA rate in 60 seconds. No SSN. No credit impact.

Get Pre-Approved →